Every lending
decision, converged.
Comprehensive AI-powered solutions for loan origination, credit underwriting, and risk assessment. Streamline operations with advanced analytics and seamless integrations. Your team spends its time on judgment, not paperwork.
Celeris
Nexa
Credi.
Four instruments. One point of decision.
Each product stands on its own, but they were built to converge: shared data, shared risk signals, one dashboard for the whole application lifecycle.
Credit Risk Decision
A real-time decision engine that blends identity, fraud, and policy signals into an approve, decline, or review verdict, with a full audit trail.
Explore the productCredit Intelligence
Credit score, multi-bureau reports, and behavioral insight pulled into one applicant profile, so underwriters see the full picture at a glance.
Explore the productBank Statement Analysis
Extracts, categorizes, and verifies cashflow from any statement format, surfacing income stability and risk flags in seconds, not hours.
Explore the productLoan Origination
Application intake, automated underwriting, and a configurable decision engine that takes an applicant from submission to offer.
Explore the productFrom application to decision, without the handoffs.
Applicant applies, once
Bank data via secure connection or PDF upload, plus a government ID, in one intake step for the applicant.
Pivox reads and pulls
Statement Analysis verifies cashflow while Credit Intelligence pulls the score and multi-bureau report, in parallel.
Credit Risk Decision renders the verdict
Identity, fraud, and policy signals combine into an approve, decline, or review outcome, with the reasons attached.
Loan Origination books it
The decision flows straight into an offer, e-signature, and a full audit trail, with no manual handoff.