Everything between "applied" and "approved."
Take an applicant from submission to offer on one configurable workflow: intake, underwriting, decisioning, and the audit trail behind every outcome.
Five steps, no spreadsheets.
No manual handoffs between teams, and no step waiting on another system to catch up.
Application intake
A branded application flow collects applicant details, documents, and consent, on web or embedded in your own product.
Document & data collection
Bank statements route straight to Statement Analysis; ID documents route to Credit Risk Decision, automatically, in parallel.
Automated underwriting
Your credit policy runs against verified income, risk flags, and identity results the moment they're ready.
Decision & offer
Approve, decline, or counter-offer with configurable terms, each decision logged with the evidence behind it.
Booking & hand-off
Accepted offers move to e-signature and servicing through your existing systems via webhook or API.
The rest of the workflow, handled.
Underwriting Automation
Codify your credit policy into rules and models that apply consistently to every application, with clear reasons attached to every outcome.
Compliance & Audit Trail
Every decision, automated or manual, is logged with the data behind it, ready for internal review or regulator request.